Fixed Annuities

Fixed annuities are widely chosen by individuals who prioritize the preservation of their principal during the accumulation phase. These annuities offer the added benefit of tax-deferred growth, making them even more appealing. Additionally, fixed annuities provide a reliable and predictable income stream, which is another attractive feature. There are different types of fixed annuities available:

  1. MYGA: This type of annuity guarantees a specific interest rate for various term lengths.
  2. Immediate: Immediate annuities offer guaranteed income for specified periods, providing individuals with a steady stream of income right away.
  3. Indexed: Indexed annuities’ gains are linked to the performance of selected market indices and/or a fixed rate. The principal is protected and remains unaffected by a downturn or stagnant performance of the index. Furthermore, all gains are locked in and shielded from any negative impact caused by a decline or stagnant index performance.

If you are considering a fixed annuity, or to see if aligns with your goals and needs, it is advisable to gather more information. For further details, please Click Here.

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